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Hard Money

Explore Hard Money Financing: A Short-Term Solution to Stop Foreclosure and Secure Your Property

Facing a Sale Date? Hard Money Financing Could Be the Immediate Fix You Need When your property has a scheduled sale date due to financial hardship or foreclosure, hard money financing can provide a quick, temporary solution to cover your immediate financial needs. By using hard money loans, you can secure short-term funds to halt foreclosure, buy time to stabilize your situation, and explore long-term solutions. Here’s how hard money financing works and the benefits it offers. What Is Hard Money Financing? Hard money financing involves short-term loans secured by real estate, typically provided by private lenders or investors rather than traditional banks. These loans are designed to be fast, flexible, and accessible, making them ideal for emergency situations like avoiding foreclosure or meeting a property sale deadline. Top Benefits of Choosing Hard Money Financing Before a Sale Date

Quick Access to Funds

Hard money loans are known for their fast approval and funding process—often within days. This speed can be critical when facing an imminent sale date, as it provides you with the cash needed to stop the foreclosure process.

Avoid Foreclosure and Protect Your Credit

By using hard money financing to catch up on missed mortgage payments or pay off debts, you can avoid foreclosure and the long-term damage it can cause to your credit score. This allows you to protect your financial future while working on a longer-term plan.

Flexible Loan Requirements

Unlike traditional lenders, hard money lenders focus more on the value of your property rather than your credit score or financial history. This makes hard money loans accessible even if you’re currently facing financial challenges.

Bridge Financing to Long-Term Solutions

Hard money loans are designed to be temporary, acting as a bridge to more permanent solutions like refinancing, loan modification, or property sale. They give you the breathing room needed to stabilize your situation and explore sustainable options.

No Need for Extensive Paperwork

Traditional financing often involves lengthy applications, appraisals, and approval processes. Hard money financing simplifies the process, with minimal paperwork and a focus on speed, making it ideal for time-sensitive situations.

Cover a Variety of Needs

In addition to catching up on mortgage payments, hard money loans can be used to pay off liens, cover legal fees, or finance property repairs—helping you address the full scope of your financial issues. Why Choose Hard Money Financing Over Other Options? While subject-to deals, loan modification, and short sales are potential options, hard money financing is ideal if you:

Need immediate funds to stop foreclosure or meet a sale deadline
Have equity in your property but limited access to traditional financing
Are looking for a short-term solution while exploring long-term strategies

How the Hard Money Financing Process Works

Initial Consultation: Meet with a hard money lender to discuss your property and financing needs.
Property Assessment: The lender evaluates your property’s value and existing mortgage details.
Loan Approval: Once approved, you receive the loan offer, typically within 24 to 48 hours.
Receive Funds: Funds are disbursed quickly, allowing you to address immediate financial obligations.
Implement Long-Term Plan: Use the time provided by the loan to stabilize your situation and explore long-term options such as refinancing or selling the property.

Common Considerations for Hard Money Financing

Higher Interest Rates: Hard money loans typically come with higher interest rates due to their short-term nature and flexibility.
Loan Term: Most hard money loans have terms ranging from 6 months to 3 years, making it important to plan your exit strategy.
Repayment Requirements: Ensure you have a plan in place to repay the loan or transition to a long-term solution.

We Can Help You Navigate Hard Money Financing Hard money financing can be a valuable tool when used correctly, but understanding the process is key. Our team is here to guide you through the process and ensure you secure the funds you need quickly and efficiently. Here’s what we offer:

Access to Reliable Lenders: We work with trusted hard money lenders who specialize in time-sensitive situations.
Customized Financing Solutions: We assess your financial needs and connect you with the right loan options.
Exit Strategy Planning: We help you develop a long-term plan to transition out of the hard money loan successfully.
Ongoing Support: From loan approval to repayment, we provide guidance every step of the way.

Don’t Let the Sale Date Define Your Outcome Time is critical when facing foreclosure. Hard money financing can provide the immediate relief you need to stop the sale, protect your credit, and create a pathway to long-term financial stability. Contact us today to discuss how hard money financing can help you secure your property and regain control of your future.

Cash Offer

Get a Fast, Hassle-Free Cash Offer on Your Property Before the Sale Date

Facing a Sale Date? Here’s How a Cash Offer Can Be Your Best Solution If your property has an upcoming sale date due to foreclosure, auction, or other time-sensitive situations, you may feel overwhelmed and unsure of your next steps. We’re here to help you understand how accepting a cash offer can be the lifeline you need to protect your financial future, minimize stress, and move forward with confidence. What Is a Cash Offer? A cash offer is a straightforward and accelerated property sale where the buyer pays in cash, eliminating the need for traditional financing, appraisals, and extensive closing processes. Because there are no banks involved, cash offers typically close in a matter of days or weeks, making them ideal for situations where time is of the essence. Top Benefits of Accepting a Cash Offer Before the Sale Date

Quick Sale Process: Close Before the Deadline

When your property is facing a looming sale date, time is critical. Traditional real estate transactions can take months, but cash offers are designed to close fast—often in as little as 7 to 14 days. By accepting a cash offer, you can meet your deadline and avoid the consequences of foreclosure or auction.

Avoid Foreclosure and Protect Your Credit

A foreclosure or auction can leave long-lasting damage to your credit score, affecting your ability to secure loans, credit cards, or even housing in the future. Accepting a cash offer allows you to pay off outstanding debts and prevent foreclosure from being reported on your credit history, giving you a clean slate to rebuild.

No Repairs or Renovations Required

When time is short, making repairs to get your property “market ready” isn’t practical. Cash buyers typically purchase properties “as-is,” meaning you don’t need to spend time or money fixing structural issues, addressing cosmetic flaws, or complying with inspections.

Immediate Relief from Financial Burden

Owning a property with a sale date can come with significant financial stress. From mortgage payments and late fees to legal expenses, the costs can add up quickly. A cash sale gives you immediate funds to settle outstanding balances, providing much-needed financial relief.

Eliminate Complicated Paperwork and Delays

Cash offers streamline the sale process by cutting through red tape. Without banks, lenders, or third-party approvals, you can avoid delays and excessive paperwork—allowing for a smoother, less stressful transaction.

Freedom to Move Forward on Your Terms

Once the sale is complete, you can focus on what comes next—whether it’s relocating, downsizing, or making a fresh start. Unlike foreclosure, which leaves you with limited options, a cash sale gives you the freedom to control your future. Why Choose Us for Your Cash Offer? We understand that time-sensitive property sales require a reliable partner who can act fast and deliver results. When you work with us, you benefit from:

Fair and Competitive Offers: We assess your property’s value and make a fair, market-based cash offer.
Quick Closings: We prioritize speed without compromising on the quality of service.
Stress-Free Process: Our team handles the details so you can focus on what matters most.
No Hidden Fees or Commissions: Unlike traditional real estate sales, there are no agent fees or unexpected costs.

How the Process Works

Contact Us: Reach out through our website or phone to schedule a free, no-obligation property evaluation.
Receive a Cash Offer: After evaluating your property, we provide you with a fair cash offer within 24 to 48 hours.
Close the Deal: If you accept the offer, we handle the closing process, allowing you to close as quickly as 7 days or at a timeline that suits you.
Walk Away with Cash in Hand: Once the sale is complete, you’ll receive your funds promptly.

Don’t Wait—Act Now to Protect Your Future Time is of the essence when your property has a sale date. The sooner you act, the more options you have that will prevent foreclosure and secure a better financial outcome. Don’t let the clock run out—contact us today to discuss how a cash offer can help you regain control of your situation and move forward with confidence.

Loan Modification

Explore Loan Modification: A Solution to Keep Your Property and Avoid Foreclosure

Facing a Sale Date? Loan Modification Can Help Save Your Home If your property has a scheduled sale date due to foreclosure or financial hardship, you may be looking for a way to retain ownership while addressing your financial challenges. Loan modification is a viable option that can provide you with the time and flexibility needed to get back on track. What Is Loan Modification? Loan modification involves altering the terms of your current mortgage to make your payments more manageable. This could include reducing the interest rate, extending the loan term, or changing the loan type. Unlike refinancing, which requires a new loan, loan modification adjusts the existing mortgage to provide immediate financial relief and helps you avoid foreclosure. Top Benefits of Loan Modification Before a Sale Date

Stops the Foreclosure Process

One of the primary benefits of loan modification is its ability to halt the foreclosure process. Once you apply for loan modification and it’s under review, lenders are typically required to pause foreclosure proceedings, giving you valuable time to work out a solution and potentially save your home.

Lower Monthly Payments

Loan modification can reduce your monthly mortgage payments, making them more affordable based on your current financial situation. This can be achieved through reduced interest rates, extended loan terms, or deferred payments—allowing you to regain control over your budget.

Retain Homeownership

If you want to keep your home and have the means to make adjusted payments, a loan modification makes that attainable. Unlike selling the property, modification focuses on keeping you in your home and creating sustainable long-term affordability.

Prevent Damage to Your Credit

A foreclosure can severely damage your credit score and take years to recover from. By successfully modifying your loan and avoiding foreclosure, you can protect your credit from the negative impact of a default and preserve your ability to secure future loans or credit.

No Need for Upfront Funds

Unlike refinancing, which often requires significant closing costs or fees, loan modification typically does not involve large upfront payments. This makes it an accessible option for homeowners who are already struggling with financial burdens.

Tailored Solutions Based on Your Needs

Lenders are often willing to work with you to find a modification plan that meets both your needs and theirs. Depending on your financial situation, they may offer temporary payment reductions, permanent adjustments, or even principal forbearance (postponing a portion of the loan balance). Why Choose Loan Modification Over Other Options? While selling the property or accepting a cash offer are alternatives, loan modification is ideal if you:

Want to stay in your home long-term
Have stable or improving financial conditions
Prefer a solution that preserves your equity and future homeownership prospects

How the Loan Modification Process Works

Assess Your Situation: Gather all necessary documentation, including proof of income, hardship letters, and financial statements.
Apply for Modification: Contact your lender to initiate the loan modification application. They may require an explanation of your hardship and proof of your ability to meet the new terms.
Lender Review: Your lender will review your application and determine what modifications they can offer.
Receive New Loan Terms: If approved, you’ll receive a modification agreement outlining the new terms.
Start Modified Payments: Begin making payments under the new arrangement, ensuring you stay on track to meet the terms.

Common Types of Loan Modifications

Interest Rate Reduction: Lowering your interest rate to reduce monthly payments.
Loan Term Extension: Extending the loan period to spread payments over a longer time.
Principal Forbearance: Deferring a portion of the loan balance to be paid at a later date.
Conversion to Fixed-Rate: Switching from an adjustable-rate mortgage to a more predictable fixed-rate loan.

We Can Help You Navigate the Loan Modification Process Applying for loan modification can feel overwhelming, especially when you’re already dealing with the stress of a sale date. Our team is here to guide you through every step, ensuring you submit a strong application and understand your options. Here’s how we help:

Expert Guidance: We’ll help you prepare the necessary documentation and submit a complete application.
Tailored Solutions: We work with you to explore the best modification options based on your financial needs.
Negotiation Support: Our team will communicate with your lender to negotiate favorable terms.
Ongoing Support: From application to approval, we’re with you every step of the way.

Don’t Let the Sale Date Determine Your Future Time is a crucial factor when facing foreclosure. The sooner you begin the loan modification process, the better your chances of stopping the sale and keeping your home. Contact us today to discuss how we can help you explore loan modification options and avoid foreclosure. Take control of your financial future before it’s too late.

Chapter 13 Bankruptcy

Explore Chapter 13 Bankruptcy: A Powerful Option to Stop Foreclosure and Keep Your Home

Facing a Sale Date? Chapter 13 Bankruptcy Could Be Your Lifeline When your property has a scheduled sale date due to financial distress or foreclosure, filing for Chapter 13 bankruptcy can be a valuable option to help you keep your home and manage your debts. With the ability to stop the foreclosure process and restructure payments, Chapter 13 bankruptcy provides the breathing room you need to regain financial control. What Is Chapter 13 Bankruptcy? Chapter 13 bankruptcy is a legal process that allows you to reorganize your debts under court supervision while keeping your assets, including your home. Through a repayment plan, typically lasting 3 to 5 years, you can catch up on past-due mortgage payments and other debts while making manageable monthly payments based on your income. Top Benefits of Filing Chapter 13 Bankruptcy Before a Sale Date

Automatic Stay: Immediate Halt to Foreclosure

One of the most significant advantages of Chapter 13 bankruptcy is the automatic stay. As soon as you file, the court orders creditors to cease all collection activities, including foreclosure proceedings. This gives you immediate relief and prevents the sale of your property.

Catch Up on Missed Mortgage Payments

Chapter 13 allows you to include past-due mortgage payments in your repayment plan, giving you the ability to catch up overtime without facing immediate foreclosure. You’ll continue making regular mortgage payments while addressing the debts through the plan.

Consolidate and Reduce Other Debts

With Chapter 13, you can restructure not only your mortgage but also other debts, such as credit card balances, medical bills, and personal loans. This makes it easier to manage your finances and prioritize what’s most important.

Retain Homeownership and Build Equity

By preventing foreclosure and allowing you to stay in your home, Chapter 13 bankruptcy helps preserve your long-term investment in your property. As you continue making payments, you can gradually build equity instead of losing the home to a forced sale.

Protect Your Credit from Further Damage

While bankruptcy does impact your credit, avoiding foreclosure can save you from even more severe credit damage. A foreclosure can remain on your credit report for years, but with Chapter 13, you can show progress through consistent repayments, which can help rebuild credit over time.

Flexible and Affordable Payment Plans

Chapter 13 repayment plans are customized to fit your financial situation. The court reviews your income and expenses to create a payment plan that is realistic and achievable, allowing you to stay current on your obligations. Why Choose Chapter 13 Bankruptcy Over Other Options? While loan modification and selling the property are possible solutions, Chapter 13 bankruptcy is ideal if you:

Want to keep your home but need more time to catch up on payments
Are struggling with multiple types of debt and need a comprehensive solution
Prefer a court-supervised process to ensure creditor cooperation

How Chapter 13 Bankruptcy Process Works

Consult a Bankruptcy Attorney: Discuss your financial situation and determine if Chapter 13 is the right option.
File the Petition: Submit your bankruptcy petition to the court, which triggers the automatic stay.
Develop a Repayment Plan: Work with your attorney to create a plan that outlines how you’ll catch up on missed payments and repay other debts.
Attend the Meeting of Creditors: Meet with your creditors and the bankruptcy trustee to review the plan.
Begin Payments: Once the plan is approved, start making payments to the trustee, who will distribute the funds to your creditors.
Complete the Plan: After successfully completing the plan, any remaining eligible debts may be discharged, and you’ll be current on your mortgage.

Common Elements of Chapter 13 Repayment Plans

Mortgage Arrears Repayment: Catch up on missed mortgage payments over the course of the plan.
Debt Prioritization: Secured debts (like your mortgage) are prioritized over unsecured debts.
Debt Discharge: Certain unsecured debts may be partially or fully discharged upon successful completion.

We Can Help You Navigate Chapter 13 Bankruptcy Filing for Chapter 13 bankruptcy can be complex, but you don’t have to face it alone. Our team is here to guide you through the process and help you understand how to protect your home and financial future. Here’s what we offer:

Experienced Legal Guidance: Our experts will walk you through every step of filing and developing a successful repayment plan.
Customized Solutions: We’ll ensure your plan is tailored to fit your financial situation and goals.
Creditor Negotiation: We’ll handle communications with your creditors to prevent complications.
Ongoing Support: We’ll be with you throughout the entire process, from filing to completion.

Don’t Let the Sale Date Control Your Future Time is critical when your home is at risk. Filing for Chapter 13 bankruptcy before the sale date can give you the time and structure you need to save your property and regain financial stability. Contact us today to learn more about how Chapter 13 bankruptcy can help you stop foreclosure and keep your home.

Subject-To

Explore Subject-To Deals: A Strategic Way to Take Over Your Property’s Existing Mortgage

Facing a Sale Date? Subject-To Deals Could Be Your Best Option When your property has a scheduled sale date due to financial hardship or foreclosure, a subject-to deal offers a unique alternative to traditional sales or foreclosure. By allowing an investor to take over your property “subject to” the existing mortgage, you can avoid foreclosure, potentially protect your credit, and walk away from the financial burden. Here’s how it works and the benefits it offers. What Is a Subject-To Deal? A subject-to deal is a real estate transaction where an investor takes over your property’s existing mortgage payments without formally assuming the loan. The loan stays in your name, but the investor becomes responsible for making the payments and managing the property. This option is ideal when you need to sell quickly and can’t afford to continue making mortgage payments. Top Benefits of Choosing a Subject-To Deal Before a Sale Date

Immediate Relief from Mortgage Payments

One of the key benefits of a subject-to deal is the immediate relief from your mortgage obligation. The investor takes over the payments, allowing you to step away from the financial stress without waiting for a traditional sale to close.

Avoid Foreclosure and Protect Your Credit

Subject-to deals can help you avoid foreclosure, which can have long-lasting negative effects on your credit. By transferring the responsibility of the mortgage to an investor, you can stop the foreclosure process and minimize credit damage.

Sell Quickly Without Repairs

Since investors typically purchase properties in “as-is” condition, you don’t need to worry about making repairs or renovations to attract buyers. This can save you time, money, and additional stress.

No Need to Qualify for a New Loan

Unlike refinancing or loan modification, subject-to deals don’t require you to qualify for new financing. This makes it a practical option if you don’t meet the criteria for traditional loan programs due to financial hardship.

Flexible Exit Strategy

Investors can work with you to create a timeline and terms that fit your situation. Whether you need to move out immediately or need a little time to transition, a subject-to deal offers flexibility that other options may not provide.

Potential to Avoid Deficiency Judgments

If your property is sold for less than what you owe, a subject-to deal can help you avoid deficiency judgments by negotiating with lenders to forgive or absorb the remaining balance. Why Choose a Subject-To Deal Over Other Options? While loan modification, short sale, and bankruptcy are possible solutions, a subject-to deal may be ideal if you:

Need to sell quickly and can’t wait for a traditional sale process
Are facing foreclosure and want to protect your credit
Prefer an option that doesn’t require upfront costs or repairs

How the Subject-To Deal Process Works

Initial Consultation: Meet with an investor to discuss your financial situation and property details.
Property Assessment: The investor evaluates the property’s condition and existing mortgage terms.
Agreement on Terms: Both parties agree on the terms of the deal, including payment responsibility and transition timelines.
Contract Signing: You sign a contract transferring ownership subject to the existing mortgage.
Closing and Transfer: The deal is closed, and the investor begins making mortgage payments while you transition out of the property.

Common Considerations for Subject-To Deals

Loan Remains in Your Name: The mortgage stays under your name until it’s fully paid or refinanced by the investor.
Credit Monitoring: Ensure the investor consistently makes payments to avoid impact on your credit.
Potential Tax Implications: Consult with a tax advisor to understand any potential tax consequences of the deal.

We Can Help You Navigate the Subject-To Process Subject-to deals require careful planning and execution, but you don’t have to navigate them alone. Our team is here to help you through every step of the process to ensure a successful and smooth transition. Here’s what we offer:

Experienced Investors: We have the knowledge to handle subject-to deals effectively and ensure payments are made on time.
Customized Solutions: We work with you to create a deal structure that suits your needs.
Legal and Financial Guidance: Our team will help you understand the legal and financial aspects of the transaction.
Ongoing Support: From the initial agreement to the final transition, we’ll be there to support you.

Don’t Let the Sale Date Dictate Your Future Time is critical when facing foreclosure. A subject-to deal can help you avoid the financial and emotional toll of foreclosure while providing immediate relief. Contact us today to discuss how a subject-to arrangement can help you regain control and move forward confidently.

Short Sale

Explore Short Sale: A Strategic Option to Avoid Foreclosure and Financial Loss

Facing a Sale Date? A Short Sale Could Be the Right Solution When your property has a scheduled sale date due to financial hardship or foreclosure, a short sale offers a valuable alternative to help you avoid foreclosure, protect your credit, and potentially walk away from the property without lingering debt. Here’s how a short sale works and the benefits it offers. What Is a Short Sale? A short sale occurs when you sell your property for less than the remaining balance on your mortgage, with the lender’s approval. This option is often used when you owe more on the property than it’s worth and are unable to keep up with mortgage payments. While you won’t profit from the sale, a short sale can help you avoid the long-term financial consequences of foreclosure. Top Benefits of Choosing a Short Sale Before a Sale Date

Avoid Foreclosure and Its Long-Term Impact

One of the biggest benefits of a short sale is that it prevents foreclosure. Foreclosure can remain on your credit report for up to seven years and negatively impacts your ability to secure future loans or housing. A short sale, on the other hand, is seen as a proactive step that can be less damaging to your credit.

Negotiate Debt Forgiveness

In many cases, lenders may agree to forgive the remaining balance of the loan after a short sale. This means you could walk away from the property without owing additional debt, providing a clean financial slate.

Minimize Damage to Your Credit Score

While a short sale will affect your credit, the impact is generally less severe than a foreclosure. With proper planning, you can start rebuilding your credit sooner and recover more quickly from the financial setback.

Control the Sale Process

A short sale allows you to have more control over the sale of your property compared to a foreclosure auction. You can work with real estate agents and buyers to ensure a smoother, less stressful transaction.

Potential Relocation Assistance

In some cases, lenders may offer relocation assistance through programs like the Home Affordable Foreclosure Alternatives (HAFA) program, which provides financial aid to help you move and transition to a new living situation.

Protect Your Financial Future

By avoiding foreclosure and potential deficiency judgments, a short sale can help protect you from long-term financial harm, giving you the opportunity to rebuild your finances and eventually qualify for new loans. Why Choose a Short Sale Over Other Options? While loan modification and bankruptcy are options, a short sale may be ideal if you:

Cannot afford your mortgage payments and have no feasible way to catch up
Want to avoid the lasting impact of foreclosure on your credit
Are looking for a solution that allows for a fresh financial start without lingering debt

How the Short Sale Process Works

Contact a Real Estate Professional: Work with an experienced agent who understands the short sale process.
Get Lender Approval: Submit a short sale package to your lender, including financial documents and a hardship letter explaining your situation.
List and Market the Property: Your agent will list the property and find potential buyers.
Negotiate with the Lender: Once you receive an offer, the lender will review and approve the terms of the sale.
Close the Sale: Complete the transaction, and any remaining balance may be forgiven depending on lender negotiations.

Common Considerations for Short Sales

Deficiency Judgments: Some lenders may pursue the remaining balance unless you negotiate debt forgiveness.
Tax Implications: Forgiven debt may be considered taxable income, though there are exceptions.
Lender Approval Time: The short sale approval process can take time, so acting quickly is important.

We Can Help You Navigate the Short Sale Process Short sales can be complex, but you don’t have to go through it alone. Our team is here to guide you through every step and help you secure the best possible outcome. Here’s what we offer:

Experienced Real Estate Guidance: We have the expertise to handle short sale negotiations and lender communications.
Customized Solutions: We assess your financial situation to help you make the best decision for your future.
Lender Negotiation: Our team will negotiate on your behalf to minimize financial liability.
Ongoing Support: From listing your property to closing the sale, we’re here to ensure a smooth process.

Don’t Let the Sale Date Control Your Future Time is of the essence when facing foreclosure. Choosing a short sale before the sale date can help you avoid foreclosure, protect your credit, and secure a better financial outcome. Contact us today to discuss how a short sale can be the solution you need to move forward with confidence.

Why Sokrat?

Comprehensive Solutions to Avoid Foreclosure and Financial Loss: Why Sokrat Arzumanyan Is Your Best Option?

Explore Your Options for Immediate Relief and Long-Term Stability When you’re facing a property sale date due to financial hardship, foreclosure, or other challenges, it’s critical to understand the solutions available to you. From loan modification and short sales to subject-to deals and hard money financing, several strategies can help you regain control of your property and financial future. Here’s a brief overview of each option and why working with Sokrat Arzumanyan is the key to success. Your Available Options:

Loan Modification

A loan modification restructures your existing mortgage, allowing you to reduce monthly payments, lower interest rates, or extend the loan term. This option helps you catch up on missed payments, avoid foreclosure, and retain ownership of your home.

Short Sale

In a short sale, you sell your property for less than what you owe on the mortgage with the lender’s approval. This prevents foreclosure, helps minimize credit damage, and may include debt forgiveness to help you walk away without lingering liabilities.

Subject-To Deals

A subject-to deal allows an investor to take over your existing mortgage payments while keeping the loan in your name. This can be a fast solution to avoid foreclosure and relieve you of financial stress without requiring extensive repairs or approvals.

Hard Money Financing

Hard money loans provide fast, short-term financing secured by the property’s value. They offer immediate relief from financial obligations, allowing you to stop foreclosure and buy time to explore longer-term solutions like refinancing or property sales. Here’s What Sets Sokrat Apart:

Expertise Across Multiple Disciplines:
- With deep knowledge of real estate, finance, negotiation, and development, Sokrat can tailor a strategy that fits your specific needs, whether it’s modifying your loan, pursuing a short sale, or securing hard money financing.
Skilled Negotiation to Protect Your Interests:
- As a certified negotiator and mediator, Sokrat excels in communicating with lenders, investors, and other parties to secure favorable terms and minimize financial losses.
Specialized Certifications:
- Sokrat Arzumanyan is a licensed real estate broker, mortgage loan broker, commercial real estate broker (CCIM member), Certified Negotiation Expert, certified mediator (Pepperdine University), certified short sale specialist, certified probate specialist, and Five Star REO specialist. With two master’s degrees and fluency in four languages, his diverse expertise enables him to navigate complex transactions and secure optimal outcomes for his clients. These enable him to navigate specialized transactions, such as distressed property sales and estate settlements, with ease.
Customized Solutions for Every Situation:
- No two financial challenges are the same. Sokrat takes the time to understand your unique circumstances and creates personalized strategies that align with your goals.
Multilingual Communication:
- Fluent in four languages, Sokrat can communicate effectively with diverse clients and lenders, eliminating language barriers and ensuring clarity in negotiations.
Trusted Network of Lenders and Investors:
- Sokrat’s extensive network gives you access to reliable hard money lenders, investors, and professionals who can act quickly to resolve your financial challenges. He is a member of national association of mortgage brokers NAMB, California Association of Mortgage Professionals CAMP and American Association of Private Lenders AAPL.

Why Sokrat Arzumanyan Is the Best Partner for You When it comes to navigating the complexities of real estate, finance, and negotiations, Sokrat Arzumanyan stands out as the ideal partner to help you achieve your goals. His unmatched expertise spans multiple disciplines and proven negotiation and mediation skills, honed through certification from Pepperdine University, ensure he can effectively communicate with lenders, investors, and key stakeholders to secure the most favorable terms for you. His ability to handle specialized transactions, from distressed property sales to estate settlements, reflects his deep industry knowledge and strategic approach. His personalized strategies are tailored to your unique financial situation, backed by a trusted network of hard money lenders, investors, and professionals through various associations. With Sokrat, you’re not just getting a real estate expert—you’re gaining a dedicated advocate committed to delivering results and protecting your best interests every step of the way. How Sokrat Can Help You Navigate the Process

Initial Consultation: Sokrat will assess your financial situation, property details, and goals to determine the best course of action.
Customized Plan: He will develop a personalized strategy, whether through loan modification, a short sale, a subject-to deal, or hard money financing.
Negotiation and Execution: Sokrat will handle negotiations with lenders and other parties to secure favorable terms.
Ongoing Support: From start to finish, Sokrat and his team will guide you through the process and ensure a smooth resolution.
A Truly One Stop Shop and Your Real Estate and Loan Broker for Life.

Don’t Let the Sale Date Define Your Future With time running out, it’s essential to act quickly. Sokrat Arzumanyan has the expertise, connections, and commitment to help you explore all available options, stop foreclosure, and secure a better financial outcome. Contact him today to take control of your situation and protect your future.

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(818) 800-0770

(888) 496-0808

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2315 Foothill Blvd., La Canada Flintridge, CA 91011

701 N. Brand Unit #180, Glendale, CA 91203

468 N Camden Dr Ste 200 PMB#808A, Beverly Hills, CA 90210

If you have got any queries, feel free to get in touch using the contact form. You can directly reach out to us via call or email. We will be get back to you as quickly as possible.

Notice of Default or Sale

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